/* ==========================================================================
   KAIVAL GROUP — MASTER STYLESHEET (PERFECT MATCH FOR INPUT_FILE_0.PNG)
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@300;400;500;600;700;800;900&family=Plus+Jakarta+Sans:wght@400;500;600;700&display=swap');

:root {
  /* Colors */
  --bg-dark-cinematic: #040e0a;
  --bg-dark-deep: #081d15;
  --bg-dark-card: rgba(12, 38, 28, 0.9);
  --bg-frosted-glass: rgba(255, 255, 255, 0.07);
  --bg-light-body: #f4f7f6;
  --bg-white-card: #ffffff;

  /* Accents */
  --emerald-primary: #00a859;
  --emerald-light: #10b981;
  --emerald-dark: #007a41;
  --emerald-glow: rgba(0, 168, 89, 0.4);

  --gold-primary: #e5a93c;
  --gold-light: #f59e0b;
  --gold-dark: #b88120;
  --gold-glow: rgba(229, 169, 60, 0.4);

  /* Active Brand Accent */
  --brand-accent: var(--emerald-primary);
  --brand-glow: var(--emerald-glow);

  /* Typography */
  --font-heading: 'Outfit', sans-serif;
  --font-body: 'Plus Jakarta Sans', sans-serif;

  /* Neutrals */
  --text-dark: #0f172a;
  --text-medium: #475569;
  --text-muted: #64748b;
  --text-light: #f8fafc;

  /* Radii */
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-xl: 28px;
}

/* Base Reset & Prevent Horizontal Overflow */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html,
body {
  width: 100%;
  max-width: 100%;
  overflow-x: hidden;
  position: relative;
  font-family: var(--font-body);
  background-color: var(--bg-light-body);
  color: var(--text-dark);
  line-height: 1.6;
}

img,
svg,
video,
canvas {
  max-width: 100%;
  height: auto;
}

h1,
h2,
h3,
h4,
h5,
h6,
p,
a,
span,
button,
input,
select,
textarea {
  overflow-wrap: break-word;
  word-wrap: break-word;
}

.mobile-menu-toggle {
  display: none;
  background: transparent;
  border: none;
  font-size: 1.4rem;
  color: var(--text-dark);
  cursor: pointer;
  padding: 8px 12px;
  border-radius: 8px;
  line-height: 1;
  transition: all 0.25s ease;
  align-items: center;
  justify-content: center;
}

.mobile-menu-toggle:hover,
.mobile-menu-toggle:focus {
  color: var(--brand-accent);
  background: rgba(0, 0, 0, 0.05);
}


h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
}

a {
  text-decoration: none;
  color: inherit;
  transition: all 0.25s ease;
}

button {
  font-family: var(--font-heading);
  cursor: pointer;
  border: none;
  outline: none;
  transition: all 0.25s ease;
}

/* Theme Switching Variables */
body.theme-finance {
  --brand-accent: var(--gold-primary);
  --brand-glow: var(--gold-glow);
}

body.theme-associate {
  --brand-accent: var(--emerald-primary);
  --brand-glow: var(--emerald-glow);
}

/* ==========================================================================
   KAIVAL GROUP CHOICE PAGE (GATEWAY): MUST NEVER DISPLAY ANY HEADER
   ========================================================================== */
body.theme-group {
  --brand-accent: var(--emerald-primary);
  --brand-glow: var(--emerald-glow);
  padding-top: 0 !important;
}

body.theme-group .site-header,
#screen-01.active-screen~.site-header,
body:has(#screen-01.active-screen) .site-header {
  display: none !important;
  visibility: hidden !important;
  height: 0 !important;
  min-height: 0 !important;
  padding: 0 !important;
  margin: 0 !important;
  border: none !important;
  pointer-events: none !important;
  opacity: 0 !important;
}

/* ==========================================================================
   KAIVAL ASSOCIATE — PERMANENTLY FIXED HEADER
   ========================================================================== */
body.theme-associate {
  padding-top: 90px !important;
}

body.theme-associate .site-header {
  position: fixed !important;
  top: 0 !important;
  left: 0 !important;
  right: 0 !important;
  width: 100% !important;
  height: 90px !important;
  min-height: 90px !important;
  z-index: 1000 !important;
  background: rgba(255, 255, 255, 0.98) !important;
  backdrop-filter: blur(12px) !important;
  -webkit-backdrop-filter: blur(12px) !important;
  border-bottom: 1px solid rgba(0, 0, 0, 0.08) !important;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.06) !important;
  transform: translateZ(0);
  -webkit-transform: translateZ(0);
  will-change: transform;
}

@media (max-width: 1024px) {
  body.theme-associate .site-header {
    height: auto !important;
    min-height: 70px !important;
    padding: 10px 20px !important;
  }

  body.theme-associate {
    padding-top: 70px !important;
  }
}

@media (max-width: 480px) {
  body.theme-associate .site-header {
    min-height: 60px !important;
    padding: 8px 12px !important;
  }

  body.theme-associate {
    padding-top: 60px !important;
  }
}

/* ==========================================================================
   KAIVAL FINANCE — PERMANENTLY VISIBLE FIXED HEADER
   ========================================================================== */
body.theme-finance {
  padding-top: 90px !important;
}

body.theme-finance .site-header {
  position: fixed !important;
  top: 0 !important;
  left: 0 !important;
  right: 0 !important;
  width: 100% !important;
  height: 90px !important;
  min-height: 90px !important;
  z-index: 1000 !important;
  background: rgba(255, 255, 255, 0.98) !important;
  backdrop-filter: blur(12px) !important;
  -webkit-backdrop-filter: blur(12px) !important;
  border-bottom: 1px solid rgba(0, 0, 0, 0.08) !important;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08) !important;
  display: flex !important;
  align-items: center !important;
  padding: 0 !important;
  opacity: 1 !important;
  visibility: visible !important;
  transform: translateZ(0);
  -webkit-transform: translateZ(0);
  will-change: transform;
}

@media (max-width: 1024px) {
  body.theme-finance .site-header {
    height: auto !important;
    min-height: 70px !important;
    padding: 10px 20px !important;
  }

  body.theme-finance {
    padding-top: 70px !important;
  }
}

@media (max-width: 480px) {
  body.theme-finance .site-header {
    min-height: 60px !important;
    padding: 8px 12px !important;
  }

  body.theme-finance {
    padding-top: 60px !important;
  }
}

/* Header Container (Centered calc(100% - 80px) max-width 1440px) */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border-light);
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
  height: 90px;
  display: flex;
  align-items: center;
  padding: 0;
}

.header-inner {
  width: min(1400px, calc(100% - 80px));
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand-logo-wrap {
  display: flex;
  align-items: center;
  gap: 14px;
  cursor: pointer;
  user-select: none;
}

.brand-logo-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: radial-gradient(circle at 30% 30%, #1e3a2b, #061810);
  border: 2px solid var(--brand-accent);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.4rem;
  box-shadow: 0 0 12px var(--brand-glow);
}

.header-logo-img {
  height: 72px;
  max-height: 76px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
  display: block;
  transition: transform 0.25s ease;
}

.brand-logo-wrap:hover .header-logo-img {
  transform: scale(1.05);
}

.brand-name-group {
  display: flex;
  flex-direction: column;
}

.brand-title {
  font-size: 1.35rem;
  font-weight: 800;
  letter-spacing: -0.5px;
  color: var(--text-dark);
  line-height: 1.1;
}

.brand-title span {
  color: var(--brand-accent);
}

.brand-subtitle {
  font-size: 0.72rem;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--text-muted);
  font-weight: 600;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 24px;
}

.nav-link {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text-medium);
  padding: 6px 10px;
  position: relative;
}

.nav-link:hover,
.nav-link.active {
  color: var(--brand-accent);
}

.nav-link.active::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 10px;
  right: 10px;
  height: 3px;
  background: var(--brand-accent);
  border-radius: 3px;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

.brand-toggle-btn {
  background: #f1f5f9;
  border: 1px solid #cbd5e1;
  padding: 8px 16px;
  border-radius: 20px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-dark);
  display: flex;
  align-items: center;
  gap: 6px;
}

.brand-toggle-btn:hover {
  background: #e2e8f0;
}

.cta-btn {
  padding: 10px 22px;
  border-radius: 30px;
  font-weight: 700;
  font-size: 0.9rem;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  box-shadow: 0 4px 14px var(--brand-glow);
}

.cta-btn-primary {
  background: var(--brand-accent);
  color: #ffffff;
}

.cta-btn-whatsapp {
  background: #25d366;
  color: #ffffff;
}

.cta-btn-whatsapp:hover {
  background: #20ba5a;
  transform: translateY(-2px);
}

/* Screen Views */
.screen-view {
  display: none;
  opacity: 0;
  transition: opacity 0.35s ease;
  min-height: calc(100vh - 120px);
}

.screen-view.active-screen {
  display: block;
  opacity: 1;
}

/* ==========================================================================
   SCREEN 01: FINAL CHOICE SELECTION PAGE (GATEWAY — CINEMATIC 3D SLANTED)
   ========================================================================== */
.gateway-hero {
  position: relative;
  min-height: calc(100vh - 41px);
  background: radial-gradient(circle at 50% 20%, #0d281e 0%, #06140e 55%, #020805 100%);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 40px 20px;
  overflow: hidden;
}

.gateway-hero-bg {
  position: absolute;
  inset: 0;
  background-image: url('assets/gateway_bg.jpg');
  background-size: cover;
  background-position: center;
  opacity: 0.22;
  filter: blur(4px);
  z-index: 1;
}

.gateway-hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 50% 40%, rgba(15, 30, 22, 0.4) 0%, rgba(2, 8, 5, 0.9) 100%);
}

.gateway-content {
  position: relative;
  z-index: 10;
  width: 100%;
  max-width: 960px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
}

/* 1. CENTER: KEVAL GROUP BRAND IDENTITY */
.gateway-center-brand {
  display: flex;
  flex-direction: column;
  align-items: center;
  margin-bottom: 28px;
}

.gateway-header-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 84px;
  height: 56px;
  border-radius: 28px;
  background: #ffffff;
  box-shadow: 0 8px 30px rgba(245, 158, 11, 0.45), 0 0 18px rgba(255, 255, 255, 0.25);
  padding: 5px 12px;
  margin-bottom: 14px;
  border: 2px solid rgba(245, 158, 11, 0.7);
  transition: transform 0.35s ease;
}

.gateway-header-badge:hover {
  transform: scale(1.06);
}

.gateway-header-badge img.official-brand-logo {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.gateway-title {
  font-size: 2.6rem;
  font-weight: 700;
  color: #ffffff;
  letter-spacing: -0.5px;
  margin-bottom: 4px;
  text-shadow: 0 2px 14px rgba(0, 0, 0, 0.6);
}

.gateway-subtitle {
  font-size: 1.15rem;
  color: #a7f3d0;
  font-weight: 500;
  margin-bottom: 10px;
  letter-spacing: 0.5px;
}

/* 2. SLANTED PANELS GRID (3D PERSPECTIVE) */
.choice-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
  width: 100%;
  max-width: 840px;
  margin-bottom: 30px;
  perspective: 1200px;
}

@media (max-width: 768px) {
  .choice-cards-grid {
    grid-template-columns: 1fr;
    max-width: 380px;
    perspective: none;
  }
}

.choice-card {
  position: relative;
  background: linear-gradient(175deg, rgba(255, 255, 255, 0.1) 0%, rgba(10, 25, 20, 0.7) 100%);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border: 1.5px solid rgba(255, 255, 255, 0.22);
  border-radius: 28px;
  padding: 36px 28px 32px 28px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  cursor: pointer;
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.6), inset 0 1px 1px rgba(255, 255, 255, 0.35);
  transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
  overflow: hidden;
}

.choice-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 40%;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.12) 0%, rgba(255, 255, 255, 0) 100%);
  border-radius: 28px 28px 0 0;
  pointer-events: none;
}

/* 3D Slanted Angle Geometry */
.slanted-panel-left {
  transform: rotateY(5deg);
  transform-origin: right center;
  border-color: rgba(74, 222, 128, 0.4);
  box-shadow: -10px 20px 45px rgba(0, 0, 0, 0.6), 0 0 25px rgba(0, 168, 89, 0.18), inset 0 1px 2px rgba(255, 255, 255, 0.4);
}

.slanted-panel-right {
  transform: rotateY(-5deg);
  transform-origin: left center;
  border-color: rgba(250, 204, 21, 0.4);
  box-shadow: 10px 20px 45px rgba(0, 0, 0, 0.6), 0 0 25px rgba(245, 158, 11, 0.18), inset 0 1px 2px rgba(255, 255, 255, 0.4);
}

@media (max-width: 768px) {

  .slanted-panel-left,
  .slanted-panel-right {
    transform: none !important;
  }
}

.choice-card:hover {
  transform: rotateY(0deg) translateY(-8px) scale(1.02);
}

.slanted-panel-left:hover {
  border-color: rgba(74, 222, 128, 0.75);
  box-shadow: 0 25px 55px rgba(0, 0, 0, 0.7), 0 0 35px rgba(74, 222, 128, 0.3), inset 0 1px 2px rgba(255, 255, 255, 0.5);
}

.slanted-panel-right:hover {
  border-color: rgba(250, 204, 21, 0.75);
  box-shadow: 0 25px 55px rgba(0, 0, 0, 0.7), 0 0 35px rgba(250, 204, 21, 0.3), inset 0 1px 2px rgba(255, 255, 255, 0.5);
}

/* Dedicated Official Logo Containers */
.choice-logo-container {
  width: 100%;
  max-width: 200px;
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.official-brand-logo {
  max-width: 100%;
  max-height: 100%;
  object-fit: contain;
}

.finance-official-logo {
  transform: scale(1.4);
  /* Increase size for Kaival Finance specifically */
}

.choice-panel-title {
  font-family: var(--font-heading);
  font-size: 1.45rem;
  font-weight: 800;
  letter-spacing: 0.8px;
  margin-bottom: 10px;
}

.associate-title {
  color: #4ade80;
  text-shadow: 0 2px 10px rgba(74, 222, 128, 0.4);
}

.finance-title {
  color: #facc15;
  text-shadow: 0 2px 10px rgba(250, 204, 21, 0.4);
}

.choice-desc {
  color: #e2e8f0;
  font-size: 0.95rem;
  line-height: 1.5;
  margin: 0 0 24px 0;
  min-height: 52px;
  font-weight: 400;
}

/* Functional Accent Buttons */
.choice-btn {
  width: 100%;
  max-width: 200px;
  padding: 12px 28px;
  border-radius: 30px;
  font-size: 1rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border: none;
  cursor: pointer;
  transition: all 0.25s ease;
}

.choice-btn-associate {
  background: linear-gradient(135deg, #00a859 0%, #059669 100%);
  color: #ffffff;
  box-shadow: 0 6px 20px rgba(0, 168, 89, 0.45);
}

.choice-btn-associate:hover {
  background: linear-gradient(135deg, #059669 0%, #047857 100%);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 168, 89, 0.6);
}

.choice-btn-finance {
  background: linear-gradient(135deg, #e5a93c 0%, #d97706 100%);
  color: #ffffff;
  box-shadow: 0 6px 20px rgba(229, 169, 60, 0.45);
}

.choice-btn-finance:hover {
  background: linear-gradient(135deg, #d97706 0%, #b45309 100%);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(229, 169, 60, 0.6);
}

.gateway-footer-tagline {
  color: #cbd5e1;
  font-size: 0.9rem;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  font-weight: 500;
  margin-top: 15px;
  opacity: 0.85;
}

/* ==========================================================================
   SCREEN 02: KAIVAL ASSOCIATE CINEMATIC HERO (INPUT_FILE_0.PNG EXACT MATCH)
   ========================================================================== */
.associate-cinematic-hero {
  position: relative;
  min-height: 680px;
  height: clamp(660px, 82vh, 800px);
  background: #040e0a;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.associate-hero-bg {
  position: absolute;
  inset: 0;
  background-image: url('assets/gateway_bg.jpg');
  background-size: cover;
  background-position: center 35%;
  z-index: 1;
}

.associate-hero-bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 35%;
  display: block;
}

.associate-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,
      rgba(4, 14, 10, 0.96) 0%,
      rgba(4, 14, 10, 0.82) 34%,
      rgba(4, 14, 10, 0.15) 55%,
      transparent 72%);
  z-index: 2;
  pointer-events: none;
}

.associate-hero-wave {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  overflow: hidden;
  line-height: 0;
  z-index: 3;
}

.associate-hero-wave svg {
  position: relative;
  display: block;
  width: calc(100% + 1.3px);
  height: 28px;
}

/* Centered Container (width: min(1400px, calc(100% - 80px))) */
.associate-hero-container {
  position: relative;
  z-index: 10;
  width: min(1400px, calc(100% - 80px));
  margin: 0 auto;
  padding: 40px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  box-sizing: border-box;
}

.associate-hero-left {
  max-width: 520px;
  width: 100%;
}

.associate-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #00e676;
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: none;
  border: 1px solid rgba(0, 230, 118, 0.45);
  padding: 6px 16px;
  border-radius: 20px;
  background: rgba(0, 168, 89, 0.18);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  margin-bottom: 18px;
  position: relative;
  z-index: 10;
  opacity: 1 !important;
  visibility: visible !important;
  box-sizing: border-box;
  max-width: 100%;
}

.associate-hero-title {
  font-size: clamp(2.2rem, 3.5vw, 3.2rem);
  font-weight: 800;
  color: #ffffff;
  line-height: 1.12;
  letter-spacing: -0.5px;
  margin-bottom: 18px;
}

.associate-hero-title .emerald-highlight {
  color: #00e676;
}

.associate-hero-desc {
  font-size: 1.05rem;
  color: #cbd5e1;
  line-height: 1.55;
  margin-bottom: 30px;
  max-width: 640px;
}

.associate-hero-actions {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

.btn-emerald-pill {
  background: linear-gradient(135deg, #00a859, #059669);
  color: #ffffff;
  padding: 13px 30px;
  border-radius: 30px;
  font-size: 0.98rem;
  font-weight: 700;
  box-shadow: 0 4px 20px var(--emerald-glow);
}

.btn-emerald-pill:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 25px rgba(0, 168, 89, 0.5);
}

.btn-glass-whatsapp {
  background: rgba(4, 30, 20, 0.6);
  border: 1.5px solid var(--emerald-primary);
  color: #ffffff;
  padding: 13px 30px;
  border-radius: 30px;
  font-size: 0.98rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 8px;
  backdrop-filter: blur(8px);
}

.btn-glass-whatsapp:hover {
  background: rgba(0, 168, 89, 0.2);
  transform: translateY(-2px);
}

/* Translucent Glassmorphism "Our Strengths" Panel (Decreased Length/Width, Compact & Slim) */
.strengths-glass-panel {
  background: rgba(4, 32, 22, 0.65);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid rgba(0, 230, 118, 0.35);
  border-radius: 18px;
  padding: 16px 16px;
  color: #fff;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.45), 0 0 16px rgba(0, 200, 83, 0.2);
  width: 215px;
  flex-shrink: 0;
  margin-left: auto;
}

.strengths-glass-panel h3 {
  font-size: 1.05rem;
  color: #00e676;
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
  font-weight: 700;
  letter-spacing: 0.5px;
}

.strengths-glass-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.strength-row {
  display: flex;
  align-items: center;
  gap: 10px;
}

.strength-icon-badge {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: 1.5px solid #00e676;
  background: rgba(0, 230, 118, 0.15);
  color: #00e676;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.88rem;
  flex-shrink: 0;
}

.strength-num {
  font-size: 1.05rem;
  font-weight: 800;
  color: #ffffff;
  line-height: 1.15;
}

.strength-lbl {
  font-size: 0.72rem;
  color: #cbd5e1;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

/* Services White Section & 4 Service Cards (input_file_0.png) */
.services-white-section {
  background: #ffffff;
  padding: 20px 0 10px 0;
}

.four-service-cards-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.ref-service-card {
  background: #ffffff;
  border: 2.5px solid #00a859;
  border-radius: 20px;
  padding: 32px 20px 24px 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  box-shadow: 0 6px 24px rgba(0, 168, 89, 0.08);
  cursor: pointer;
  transition: all 0.3s ease;
}

.ref-service-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 14px 32px rgba(0, 168, 89, 0.2);
  border-color: #007a41;
}

.ref-card-icon {
  width: 72px;
  height: 72px;
  border-radius: 20px;
  background: linear-gradient(135deg, rgba(0, 168, 89, 0.1), rgba(229, 169, 60, 0.12));
  border: 1.5px solid rgba(0, 168, 89, 0.25);
  color: #00a859;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.2rem;
  margin-bottom: 20px;
}

.ref-card-title {
  font-size: 1.2rem;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 14px;
}

.ref-card-underline {
  width: 52px;
  height: 4px;
  background: #a7f3d0;
  border-radius: 4px;
}

/* Dark Emerald Statistics Strip (Bottom of Input File 0) */
.associate-service-strip {
  background: #041d14;
  border-top: 1px solid rgba(0, 168, 89, 0.35);
  padding: 22px 0;
  min-height: 90px;
  display: flex;
  align-items: center;
}

.associate-service-strip-container {
  width: min(1400px, calc(100% - 80px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
}

.associate-strip-item {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 0 10px;
  border-right: 1px solid rgba(255, 255, 255, 0.15);
}

.associate-strip-item:last-child {
  border-right: none;
}

.associate-strip-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1.5px solid #00e676;
  background: rgba(0, 230, 118, 0.15);
  color: #00e676;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}

.associate-strip-title {
  font-size: 1.35rem;
  font-weight: 800;
  color: #ffffff;
  line-height: 1.1;
}

.associate-strip-desc {
  font-size: 0.85rem;
  color: #cbd5e1;
}

/* ==========================================================================
   KAIVAL FINANCE HERO
   ========================================================================== */
.finance-cinematic-hero {
  position: relative;
  min-height: 620px;
  background: #040e0a;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.finance-hero-bg-wrap {
  position: absolute;
  top: 0;
  right: 0;
  width: 62%;
  height: 100%;
  z-index: 1;
}

.finance-hero-bg-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center right;
}

.finance-hero-bg-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,
      #040e0a 0%,
      #040e0a 38%,
      rgba(4, 14, 10, 0.8) 58%,
      rgba(4, 14, 10, 0.2) 80%,
      transparent 100%);
  z-index: 2;
}

.finance-hero-container {
  position: relative;
  z-index: 10;
  width: calc(100% - 80px);
  max-width: 1440px;
  margin: 0 auto;
  padding: 60px 0;
  display: grid;
  grid-template-columns: 55% 45%;
  align-items: center;
}

.hero-left-content {
  max-width: 760px;
}

.hero-gold-badge {
  display: inline-block;
  padding: 6px 16px;
  border-radius: 20px;
  border: 1px solid var(--gold-primary);
  color: var(--gold-primary);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  background: rgba(229, 169, 60, 0.08);
  margin-bottom: 20px;
}

.hero-cinematic-title {
  font-size: clamp(2.3rem, 4vw, 3.5rem);
  font-weight: 800;
  color: #ffffff;
  line-height: 1.1;
  margin-bottom: 16px;
}

.hero-cinematic-title .gold-text {
  color: var(--gold-primary);
}

.hero-cinematic-desc {
  font-size: 1.15rem;
  color: #e2e8f0;
  line-height: 1.6;
  margin-bottom: 32px;
}

.btn-gold-pill {
  background: linear-gradient(135deg, #e5a93c, #d97706);
  color: #ffffff;
  padding: 14px 32px;
  border-radius: 30px;
  font-size: 1rem;
  font-weight: 700;
  box-shadow: 0 4px 20px var(--gold-glow);
}

.btn-green-pill {
  background: #25d366;
  color: #ffffff;
  padding: 14px 32px;
  border-radius: 30px;
  font-size: 1rem;
  font-weight: 700;
  box-shadow: 0 4px 20px rgba(37, 211, 102, 0.4);
}

.finance-feature-strip {
  background: #030a07;
  border-top: 1px solid rgba(229, 169, 60, 0.2);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  padding: 36px 0;
}

.feature-strip-container {
  width: calc(100% - 80px);
  max-width: 1440px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

/* ==========================================================================
   DARK LUXURY FEATURE CARDS (EXACT MATCH REFERENCE SCREENSHOT)
   Used for: Top Feature Strip, Loan Options, Why Kaival Finance
   ========================================================================== */
.finance-dark-section {
  background: #040e0a;
  padding: 65px 0 75px 0;
  border-top: 1px solid rgba(229, 169, 60, 0.2);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.finance-dark-section-alt {
  background: #020705;
  padding: 65px 0 75px 0;
  border-bottom: 1px solid rgba(229, 169, 60, 0.15);
}

.dark-cards-grid-4,
.dark-cards-grid-5 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}

.feature-card,
.dark-feature-card {
  background: #0c261c;
  background: linear-gradient(155deg, #0e2d21 0%, #071912 100%);
  border: 1px solid rgba(229, 169, 60, 0.25);
  border-radius: 16px;
  padding: 26px 22px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-align: left;
  cursor: pointer;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  position: relative;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.35);
  box-sizing: border-box;
}

.feature-card::before,
.dark-feature-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, rgba(229, 169, 60, 0.5), transparent);
  opacity: 0;
  transition: opacity 0.3s ease;
}

.feature-card:hover,
.dark-feature-card:hover {
  transform: translateY(-4px);
  border-color: rgba(229, 169, 60, 0.65);
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.55), 0 0 20px rgba(229, 169, 60, 0.18);
}

.feature-card:hover::before,
.dark-feature-card:hover::before {
  opacity: 1;
}

.feature-icon-circle {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 1.5px solid var(--gold-primary);
  background: rgba(229, 169, 60, 0.08);
  color: var(--gold-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.18rem;
  margin-bottom: 18px;
  flex-shrink: 0;
  transition: all 0.3s ease;
}

.feature-card:hover .feature-icon-circle,
.dark-feature-card:hover .feature-icon-circle {
  background: var(--gold-primary);
  color: #030a07;
  box-shadow: 0 0 14px rgba(229, 169, 60, 0.5);
  transform: scale(1.05);
}

.feature-card h4,
.dark-feature-card h4 {
  font-size: 1.15rem;
  font-weight: 700;
  color: #ffffff;
  margin: 0 0 8px 0;
  line-height: 1.25;
}

.feature-card p,
.dark-feature-card p {
  font-size: 0.88rem;
  color: #8fa499;
  line-height: 1.45;
  margin: 0;
  font-weight: 400;
}

/* Kaival Finance View More CTA (White Pill, Large, Centered) */
.finance-view-more-wrap {
  display: flex !important;
  justify-content: center !important;
  align-items: center !important;
  margin: 44px auto 0 auto !important;
  width: 100% !important;
  text-align: center !important;
  clear: both !important;
}

.finance-view-more-btn {
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 12px !important;
  background: #ffffff !important;
  color: #061a12 !important;
  font-family: var(--font-heading, 'Plus Jakarta Sans', sans-serif) !important;
  font-size: 1.15rem !important;
  font-weight: 800 !important;
  padding: 15px 44px !important;
  border-radius: 50px !important;
  border: 2px solid #ffffff !important;
  cursor: pointer !important;
  text-decoration: none !important;
  box-shadow: 0 4px 24px rgba(255, 255, 255, 0.3), 0 2px 10px rgba(0, 0, 0, 0.45) !important;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1) !important;
  min-height: 52px !important;
  letter-spacing: 0.5px !important;
}

.finance-view-more-btn span {
  color: inherit !important;
}

.finance-view-more-btn:hover,
.finance-view-more-btn:focus {
  background: #061a12 !important;
  color: #ffffff !important;
  border-color: #ffffff !important;
  transform: translateY(-3px) scale(1.02) !important;
  box-shadow: 0 8px 32px rgba(255, 255, 255, 0.45), 0 4px 14px rgba(0, 0, 0, 0.6) !important;
}

.finance-view-more-btn:hover span {
  color: #ffffff !important;
}

.finance-view-more-btn i {
  transition: transform 0.25s ease !important;
  font-size: 1.15rem !important;
  color: inherit !important;
}

.finance-view-more-btn:hover i {
  transform: translateX(6px) !important;
  color: #ffffff !important;
}

/* ==========================================================================
   KAIVAL FINANCE — ABOUT US (SCREEN 08 - EXACT MATCH REFERENCE SCREENSHOT)
   ========================================================================== */
.finance-about-page-wrapper {
  width: min(1200px, calc(100% - 64px));
  margin: 36px auto 70px auto;
  display: flex;
  flex-direction: column;
  gap: 32px;
}

.finance-about-top-grid {
  display: grid;
  grid-template-columns: 1.12fr 0.88fr;
  gap: 32px;
  align-items: stretch;
}

.finance-about-intro-col {
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
}

.finance-about-dark-card {
  background: #040e0a;
  background: linear-gradient(135deg, #04100b 0%, #072218 100%);
  border: 1px solid rgba(0, 168, 89, 0.3);
  border-radius: 16px;
  padding: 30px 34px;
  margin-bottom: 22px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.25);
}

.finance-about-dark-card h1 {
  font-size: clamp(2.2rem, 3.2vw, 2.9rem);
  font-weight: 800;
  color: #ffffff;
  margin: 0 0 6px 0;
  line-height: 1.1;
  letter-spacing: -0.5px;
}

.finance-about-dark-card p {
  font-size: 1.1rem;
  font-weight: 600;
  color: #34d399;
  margin: 0;
}

.finance-about-text-wrap {
  background: #ffffff;
  border-radius: 16px;
  padding: 8px 4px;
}

.finance-about-lead,
.finance-about-sublead {
  font-size: 1.02rem;
  color: #334155;
  line-height: 1.7;
  margin-bottom: 16px;
}

.finance-about-sublead {
  margin-bottom: 0;
}

.finance-about-image-card {
  height: 100%;
  min-height: 380px;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
  border: 1px solid #e2e8f0;
}

.finance-about-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

/* Our Values Card */
.finance-about-values-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 28px 36px;
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.04);
}

.finance-about-section-heading {
  font-size: 1.45rem;
  font-weight: 800;
  color: #0f2e1f;
  margin: 0 0 24px 0;
}

.finance-about-values-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
  align-items: center;
  justify-items: center;
}

.finance-value-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 10px;
  cursor: pointer;
  transition: transform 0.25s ease;
}

.finance-value-item:hover {
  transform: translateY(-3px);
}

.finance-value-icon {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  border: 1.5px solid #00a859;
  background: rgba(0, 168, 89, 0.08);
  color: #00a859;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  transition: all 0.25s ease;
}

.finance-value-item:hover .finance-value-icon {
  background: #00a859;
  color: #ffffff;
  box-shadow: 0 4px 14px rgba(0, 168, 89, 0.35);
}

.finance-value-name {
  font-size: 0.98rem;
  font-weight: 700;
  color: #0f2e1f;
}

/* Why Choose Kaival Finance Card */
.finance-about-why-card {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 32px 36px;
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.03);
}

.finance-why-checklist-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px 40px;
}

.finance-why-col {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.finance-why-item {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 1rem;
  font-weight: 600;
  color: #1e293b;
}

.finance-why-item i {
  color: #00a859;
  font-size: 1.05rem;
  font-weight: 900;
  flex-shrink: 0;
}

/* ==========================================================================
   ABOUT US PAGE (SCREEN 03) — EXACT MATCH FOR REFERENCE SCREENSHOT
   ========================================================================== */
.about-hero-banner {
  position: relative;
  min-height: 250px;
  background: #040e0a;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.about-hero-bg {
  position: absolute;
  inset: 0;
  background-image: url('assets/gateway_bg.jpg');
  background-size: cover;
  background-position: right 22%;
  z-index: 1;
}

.about-hero-bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: right 22%;
  display: block;
}

.about-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,
      rgba(4, 14, 10, 0.98) 0%,
      rgba(4, 14, 10, 0.88) 36%,
      rgba(4, 14, 10, 0.2) 52%,
      transparent 65%,
      transparent 100%);
  z-index: 2;
  pointer-events: none;
}

.about-hero-container {
  position: relative;
  z-index: 10;
  width: min(1400px, calc(100% - 80px));
  margin: 0 auto;
  color: #ffffff;
}

.about-hero-title {
  font-size: 2.6rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 4px;
}

.about-hero-subtitle {
  font-size: 1.1rem;
  color: #cbd5e1;
  font-weight: 500;
}

/* About Story Grid */
.about-story-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 36px;
  align-items: center;
  margin-bottom: 44px;
}

.about-story-heading {
  font-size: 1.45rem;
  font-weight: 800;
  color: #0f172a;
  margin-bottom: 16px;
}

.about-story-p {
  font-size: 0.98rem;
  color: #475569;
  line-height: 1.7;
  margin-bottom: 16px;
}

.about-story-photo-wrap {
  width: 100%;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.1);
  border: 1px solid rgba(0, 168, 89, 0.2);
}

.about-story-img {
  width: 100%;
  height: 320px;
  object-fit: cover;
  display: block;
}

/* Leadership Grid */
.about-leadership-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-bottom: 44px;
}

.leader-card {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  background: #f1f5f9;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
  height: 380px;
  border: 1px solid rgba(0, 168, 89, 0.2);
}

.leader-card-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 20%;
  display: block;
}

.leader-card-badge {
  position: absolute;
  bottom: 16px;
  left: 16px;
  right: 16px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  padding: 16px 20px;
  border-radius: 14px;
  border: 1px solid rgba(0, 168, 89, 0.2);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.1);
  text-align: left;
}

.leader-name {
  font-size: 1.25rem;
  font-weight: 800;
  color: #0f172a;
  margin-bottom: 2px;
}

.leader-role {
  font-size: 0.9rem;
  color: #00a859;
  font-weight: 700;
}

/* Achievements Box */
.achievements-box {
  background: #f0fdf4;
  border: 1px solid rgba(0, 168, 89, 0.3);
  border-radius: 18px;
  padding: 28px 32px;
  margin-bottom: 40px;
}

.achievements-title {
  font-size: 1.35rem;
  font-weight: 800;
  color: #007a41;
  margin-bottom: 20px;
}

.achievements-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
}

.achievement-item {
  display: flex;
  align-items: center;
  gap: 14px;
}

.achievement-icon-circle {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: #00a859;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  flex-shrink: 0;
}

.achievement-num {
  font-size: 1.3rem;
  font-weight: 800;
  color: #0f172a;
  line-height: 1.1;
}

.achievement-lbl {
  font-size: 0.85rem;
  color: #475569;
  font-weight: 600;
}

.feature-card,
.dark-feature-card {
  background: rgba(12, 38, 28, 0.9);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(229, 169, 60, 0.25);
  border-radius: var(--radius-md);
  padding: 24px 20px;
  cursor: pointer;
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
}

.feature-card:hover,
.dark-feature-card:hover {
  transform: translateY(-4px);
  border-color: var(--gold-primary);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.5), 0 0 20px rgba(229, 169, 60, 0.2);
  background: rgba(16, 48, 36, 0.95);
}

.feature-icon-circle,
.dark-feature-card .feature-icon-circle {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 1px solid var(--gold-primary);
  background: rgba(229, 169, 60, 0.1);
  color: var(--gold-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  margin-bottom: 14px;
  flex-shrink: 0;
  transition: transform 0.25s ease, background 0.25s ease, color 0.25s ease;
}

.feature-card:hover .feature-icon-circle,
.dark-feature-card:hover .feature-icon-circle {
  transform: scale(1.08);
  background: var(--gold-primary);
  color: #040e0a;
}

.feature-card h4,
.dark-feature-card h4 {
  font-size: 1.15rem;
  color: #ffffff;
  margin-bottom: 8px;
  font-weight: 800;
  line-height: 1.3;
}

.feature-card p,
.dark-feature-card p {
  font-size: 0.88rem;
  color: #94a3b8;
  line-height: 1.5;
  margin: 0;
}

.finance-dark-section {
  background: #040e0a;
  padding: 60px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.finance-dark-section-alt {
  background: #020705;
  padding: 60px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.dark-cards-grid-5 {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 20px;
}

/* ==========================================================================
   COMMON CARDS & SECTION WRAPPERS
   ========================================================================== */
.section-wrapper {
  padding: 70px 0;
  width: 92%;
  max-width: 1400px;
  margin: 0 auto;
}

.section-header {
  text-align: center;
  margin-bottom: 48px;
}

.section-tag {
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--brand-accent);
  margin-bottom: 8px;
}

.section-title {
  font-size: 2.2rem;
  color: var(--text-dark);
}

.section-desc {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 650px;
  margin: 8px auto 0 auto;
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}

.white-card {
  background: var(--bg-white-card);
  border-radius: var(--radius-md);
  padding: 32px 24px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
}

.white-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
  border-color: var(--brand-accent);
}

.card-icon {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-sm);
  background: rgba(0, 168, 89, 0.1);
  color: var(--emerald-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 20px;
}

body.theme-finance .card-icon {
  background: rgba(229, 169, 60, 0.1);
  color: var(--gold-primary);
}

.card-title {
  font-size: 1.25rem;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.card-desc {
  font-size: 0.94rem;
  color: var(--text-medium);
  margin-bottom: 20px;
  flex-grow: 1;
}

.card-bullet-list {
  list-style: none;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.card-bullet-list li {
  font-size: 0.88rem;
  color: var(--text-medium);
  display: flex;
  align-items: center;
  gap: 8px;
}

.card-bullet-list li::before {
  content: '✓';
  color: var(--brand-accent);
  font-weight: 800;
}

/* ==========================================================================
   FINANCIAL CALCULATORS (EXACT MATCH REFERENCE MEDIA_1790265810431.PNG)
   ========================================================================== */
.calc-hero-banner {
  position: relative;
  min-height: 380px;
  background-image: url('assets/calc_hero_bg.jpg');
  background-size: cover;
  background-position: center 30%;
  display: flex;
  align-items: center;
  padding: 60px 0;
  overflow: hidden;
}

.calc-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,
      rgba(4, 24, 18, 0.94) 0%,
      rgba(4, 24, 18, 0.82) 45%,
      rgba(4, 24, 18, 0.45) 100%);
  z-index: 1;
}

.calc-hero-content {
  position: relative;
  z-index: 2;
  width: min(1400px, calc(100% - 80px));
  margin: 0 auto;
}

.calc-hero-title {
  font-size: clamp(2.4rem, 4vw, 3.4rem);
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 8px;
  letter-spacing: -0.5px;
}

.calc-hero-subtitle {
  font-size: 1.35rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 10px;
}

.calc-hero-desc {
  font-size: 1.05rem;
  color: #cbd5e1;
  max-width: 620px;
  line-height: 1.5;
}

/* Calculator Section Container */
.calculator-view-section {
  padding: 40px 0 60px 0;
  background: #f8fafc;
}

.calculator-wrapper {
  width: min(960px, calc(100% - 40px));
  margin: 0 auto;
}

/* Modern Pill Tabs */
.modern-calc-tabs {
  display: flex;
  gap: 16px;
  margin-bottom: 24px;
}

.modern-calc-tab {
  flex: 1;
  padding: 14px 20px;
  border-radius: 12px;
  font-size: 1.05rem;
  font-weight: 700;
  text-align: center;
  cursor: pointer;
  transition: all 0.25s ease;
  border: 1.5px solid #d1fae5;
  background: #ffffff;
  color: #00a859;
}

.modern-calc-tab:hover {
  border-color: #00a859;
  background: rgba(0, 168, 89, 0.05);
}

.modern-calc-tab.active {
  background: linear-gradient(135deg, #008744 0%, #00a859 100%);
  color: #ffffff;
  border-color: transparent;
  box-shadow: 0 4px 14px rgba(0, 168, 89, 0.35);
}

/* Formula Banner */
.calc-formula-banner {
  background: #ecfdf5;
  border: 1px solid #a7f3d0;
  border-radius: 12px;
  padding: 12px 18px;
  margin-bottom: 20px;
  color: #065f46;
  font-size: 0.95rem;
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 500;
}

body.theme-finance .calc-formula-banner {
  background: #fffbeb;
  border-color: #fde68a;
  color: #92400e;
}

.calc-formula-banner strong {
  font-family: monospace;
  font-size: 1rem;
  color: #047857;
}

body.theme-finance .calc-formula-banner strong {
  color: #b45309;
}

/* Validation Alert Banner */
.calc-validation-banner {
  background: #fef2f2;
  border: 1px solid #fecaca;
  color: #b91c1c;
  padding: 12px 18px;
  border-radius: 12px;
  font-size: 0.92rem;
  font-weight: 600;
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.calc-input-error {
  border-color: #ef4444 !important;
  box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.15) !important;
}

.result-highlight-val {
  color: #00a859 !important;
}

body.theme-finance .result-highlight-val {
  color: #d97706 !important;
}

.result-total-val {
  color: #0f172a !important;
  font-size: 2rem !important;
}

/* 2-Column Calculator Layout */
.calculator-dual-grid {
  display: grid;
  grid-template-columns: 1fr 1.35fr;
  gap: 28px;
  margin-bottom: 24px;
}

.calc-card-panel {
  background: #ffffff;
  border: 2px solid #cbd5e1;
  border-radius: 20px;
  padding: 28px 24px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04);
}

.calc-input-group {
  margin-bottom: 20px;
}

.calc-input-label {
  display: block;
  font-size: 0.95rem;
  font-weight: 700;
  color: #334155;
  margin-bottom: 8px;
}

.calc-text-input {
  width: 100%;
  padding: 13px 18px;
  border: 1.5px solid #cbd5e1;
  border-radius: 10px;
  font-size: 1rem;
  color: #1e293b;
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
  box-sizing: border-box;
}

.calc-text-input:focus {
  border-color: #00a859;
  box-shadow: 0 0 0 3px rgba(0, 168, 89, 0.15);
}

.calc-text-input::placeholder {
  color: #94a3b8;
  font-weight: 400;
}

.time-period-row {
  display: flex;
  gap: 12px;
}

.time-period-row input {
  flex: 1;
}

.time-unit-select {
  width: 120px;
  padding: 13px 14px;
  border: 1.5px solid #cbd5e1;
  border-radius: 10px;
  font-size: 0.95rem;
  font-weight: 600;
  color: #1e293b;
  background: #ffffff;
  outline: none;
  cursor: pointer;
}

.time-unit-select:focus {
  border-color: #00a859;
}

/* Results Panel - Subtle Soft Light Green */
.calc-results-card {
  background: linear-gradient(135deg, #f0fdf4 0%, #ecfdf5 100%) !important;
  border: 2px solid #86efac !important;
  display: flex;
  justify-content: space-between;
  align-items: center;
  position: relative;
  overflow: visible !important;
  box-shadow: 0 8px 24px rgba(0, 168, 89, 0.08) !important;
  padding: 28px 28px;
}

.results-content {
  flex: 1;
}

.results-heading {
  font-size: 1.25rem;
  font-weight: 800;
  color: #1e293b;
  margin-bottom: 18px;
}

.result-metric-box {
  background: rgba(255, 255, 255, 0.85);
  border: 1px solid rgba(0, 168, 89, 0.18);
  border-radius: 12px;
  padding: 10px 16px;
  margin-bottom: 14px;
}

.result-metric-label {
  font-size: 0.92rem;
  font-weight: 600;
  color: #64748b;
  margin-bottom: 4px;
}

.result-metric-val {
  font-size: 1.85rem;
  font-weight: 800;
  color: #0f172a;
  letter-spacing: -0.5px;
}

.calc-growth-visual {
  width: 250px;
  height: 250px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-left: 20px;
  border-radius: 18px;
  overflow: hidden;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.08);
  border: 1px solid rgba(134, 239, 172, 0.4);
  background: #ffffff;
}

.calc-growth-visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.35s ease;
}

.calc-results-card:hover .calc-growth-visual img {
  transform: scale(1.06);
}

/* Big Action Button */
.calc-calculate-bar {
  margin-top: 8px;
}

.calc-submit-btn {
  width: 100%;
  padding: 15px 24px;
  border-radius: 30px;
  background: linear-gradient(135deg, #008744 0%, #00a859 100%);
  color: #ffffff;
  font-size: 1.05rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border: none;
  cursor: pointer;
  box-shadow: 0 4px 18px rgba(0, 168, 89, 0.35);
  transition: all 0.25s ease;
}

.calc-submit-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 22px rgba(0, 168, 89, 0.45);
}

/* Header Contact Info Badge */
.header-phone-strip {
  display: flex;
  flex-direction: column;
  gap: 2px;
  font-size: 0.76rem;
  font-weight: 600;
  color: #334155;
  border-left: 1px solid #cbd5e1;
  padding-left: 12px;
}

.header-phone-item {
  display: flex;
  align-items: center;
  gap: 4px;
  color: #475569;
}

.header-phone-item i {
  color: var(--brand-accent);
  font-size: 0.72rem;
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 32px;
}

.contact-card-box {
  background: var(--bg-white-card);
  border-radius: var(--radius-lg);
  padding: 36px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-md);
}

.info-item {
  display: flex;
  gap: 16px;
  margin-bottom: 24px;
}

.info-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: rgba(0, 168, 89, 0.1);
  color: var(--brand-accent);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}

.info-title {
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 4px;
}

.info-detail {
  font-size: 0.92rem;
  color: var(--text-medium);
}

.form-group {
  margin-bottom: 20px;
}

.form-label {
  display: block;
  font-weight: 600;
  font-size: 0.88rem;
  margin-bottom: 6px;
}

.form-input,
.form-textarea,
.form-select {
  width: 100%;
  padding: 12px 16px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-light);
  font-family: var(--font-body);
  font-size: 0.95rem;
}

/* ==========================================================================
   ASSOCIATE SERVICES PAGE (SCREEN 04 - EXACT MATCH IMAGE 2)
   ========================================================================== */
.associate-services-page-wrap {
  width: min(1200px, calc(100% - 64px));
  margin: 40px auto 70px auto;
  display: flex;
  flex-direction: column;
  gap: 36px;
}

.associate-services-title-wrap {
  text-align: left;
  margin-bottom: 8px;
}

.services-hero-h1 {
  font-size: clamp(2.2rem, 3.5vw, 3rem);
  font-weight: 800;
  color: #0f172a;
  margin: 0 0 6px 0;
  line-height: 1.15;
}

.services-hero-sub {
  font-size: 1.15rem;
  font-weight: 500;
  color: #475569;
  margin: 0;
}

.associate-2x2-services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}

.associate-service-clean-card {
  background: #ffffff;
  border: 2.5px solid #00a859;
  border-radius: 20px;
  padding: 34px 32px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.04);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transition: all 0.25s ease;
}

.associate-service-clean-card:hover {
  transform: translateY(-4px);
  border-color: #007a41;
  box-shadow: 0 14px 32px rgba(0, 168, 89, 0.2);
}

.service-clean-icon-badge {
  width: 54px;
  height: 54px;
  border-radius: 14px;
  background: linear-gradient(135deg, #008744 0%, #00a859 100%);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  margin-bottom: 20px;
  box-shadow: 0 6px 16px rgba(0, 168, 89, 0.25);
}

.service-clean-title {
  font-size: 1.3rem;
  font-weight: 800;
  color: #0f172a;
  margin: 0 0 16px 0;
}

.service-clean-bullets {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 9px;
  width: 100%;
}

.service-clean-bullets li {
  position: relative;
  padding-left: 20px;
  font-size: 0.98rem;
  color: #334155;
  font-weight: 500;
  line-height: 1.5;
}

.service-clean-bullets li::before {
  content: "•";
  position: absolute;
  left: 4px;
  top: -1px;
  color: #00a859;
  font-size: 1.3rem;
  line-height: 1;
}

.associate-services-bottom-banner {
  width: 100%;
  border-radius: 18px;
  overflow: hidden;
  box-shadow: 0 12px 36px rgba(0, 0, 0, 0.1);
  border: 1px solid #e2e8f0;
}

.associate-services-bottom-img {
  width: 100%;
  height: auto;
  max-height: 480px;
  object-fit: cover;
  display: block;
}

/* ==========================================================================
   GET IN TOUCH / CONTACT PAGE (SCREEN 06 & SCREEN 12 - EXACT MATCH IMAGE 3)
   ========================================================================== */
.contact-page-wrapper {
  width: min(1200px, calc(100% - 64px));
  margin: 36px auto 70px auto;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.contact-hero-banner-card {
  position: relative;
  min-height: 220px;
  border-radius: 18px;
  overflow: hidden;
  background-image: url('assets/calc_hero_bg.jpg');
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: center;
  padding: 40px 48px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
}

.contact-hero-overlay-dark {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,
      rgba(6, 20, 15, 0.95) 0%,
      rgba(6, 20, 15, 0.85) 50%,
      rgba(6, 20, 15, 0.45) 100%);
  z-index: 1;
}

.contact-hero-content {
  position: relative;
  z-index: 2;
  max-width: 640px;
}

.contact-hero-content h1 {
  font-size: clamp(2.3rem, 3.5vw, 3rem);
  font-weight: 800;
  color: #ffffff;
  margin: 0 0 6px 0;
  line-height: 1.1;
}

.contact-hero-content h3 {
  font-size: 1.25rem;
  font-weight: 600;
  color: #34d399;
  margin: 0 0 10px 0;
}

.contact-hero-content p {
  font-size: 0.98rem;
  color: #cbd5e1;
  margin: 0;
  line-height: 1.5;
}

.contact-2col-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}

.contact-white-card {
  background: #ffffff;
  border: 2px solid #cbd5e1;
  border-radius: 20px;
  padding: 34px 32px;
  box-shadow: 0 6px 22px rgba(0, 0, 0, 0.04);
  transition: all 0.25s ease;
}

body.theme-associate .contact-white-card {
  border-color: rgba(0, 168, 89, 0.35);
}

body.theme-finance .contact-white-card {
  border-color: rgba(229, 169, 60, 0.4);
}

/* About Us Services CTA Banner */
.about-services-cta-banner {
  background: linear-gradient(135deg, #041d14 0%, #082d20 100%);
  border: 2px solid rgba(0, 168, 89, 0.4);
  border-radius: 20px;
  padding: 32px 36px;
  margin-top: 36px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
}

.about-services-cta-content h3 {
  font-size: 1.4rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 6px;
}

.about-services-cta-content p {
  color: #cbd5e1;
  font-size: 0.95rem;
  margin: 0;
}

.about-services-cta-finance {
  background: linear-gradient(135deg, #181408 0%, #29200b 100%);
  border-color: rgba(229, 169, 60, 0.45);
}

.contact-card-h2 {
  font-size: 1.35rem;
  font-weight: 800;
  color: #0f172a;
  margin: 0 0 24px 0;
}

.contact-details-list {
  display: flex;
  flex-direction: column;
  gap: 22px;
}

.contact-detail-row {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.contact-icon-pill {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(0, 168, 89, 0.12);
  color: #00a859;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  flex-shrink: 0;
  margin-top: 2px;
}

.contact-detail-text {
  font-size: 0.95rem;
  color: #334155;
  line-height: 1.6;
  font-weight: 500;
}

.contact-detail-text a {
  color: #0f2e1f;
  text-decoration: none;
  font-weight: 600;
}

.contact-detail-text a:hover {
  color: #00a859;
}

/* Contact Form */
.clean-form-group {
  margin-bottom: 16px;
}

.clean-form-input,
.clean-form-textarea {
  width: 100%;
  padding: 13px 18px;
  border: 1px solid #cbd5e1;
  border-radius: 10px;
  font-size: 0.95rem;
  font-family: inherit;
  color: #0f172a;
  background: #f8fafc;
  transition: all 0.2s ease;
  box-sizing: border-box;
}

.clean-form-input:focus,
.clean-form-textarea:focus {
  outline: none;
  border-color: #00a859;
  background: #ffffff;
  box-shadow: 0 0 0 3px rgba(0, 168, 89, 0.15);
}

.clean-form-input.input-field-error,
.clean-form-textarea.input-field-error {
  border-color: #ef4444 !important;
  background-color: #fef2f2 !important;
  box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.18) !important;
}

.form-error-msg {
  background: #fef2f2;
  border: 1px solid #fecaca;
  color: #dc2626;
  padding: 10px 16px;
  border-radius: 10px;
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.clean-form-btn {
  width: 100%;
  padding: 14px 28px;
  background: linear-gradient(135deg, #008744 0%, #00a859 100%);
  color: #ffffff;
  border: none;
  border-radius: 30px;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  box-shadow: 0 4px 18px rgba(0, 168, 89, 0.35);
  transition: all 0.25s ease;
  margin-top: 8px;
}

.clean-form-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 22px rgba(0, 168, 89, 0.45);
}

/* Working Hours Table */
.hours-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 14px;
}

.hours-table tr {
  border-bottom: 1px solid #f1f5f9;
}

.hours-table tr:last-child {
  border-bottom: none;
}

.hours-table td {
  padding: 10px 0;
  font-size: 0.95rem;
  color: #334155;
}

.hours-table td.day-name {
  font-weight: 600;
  color: #0f172a;
}

.hours-table td.day-time {
  text-align: right;
  color: #00a859;
  font-weight: 600;
}

.hours-table td.closed-time {
  text-align: right;
  color: #ef4444;
  font-weight: 600;
}

/* Bottom WhatsApp Contact Strip */
.contact-bottom-wa-strip {
  background: #04140d;
  border-radius: 18px;
  padding: 20px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.25);
  border: 1px solid rgba(0, 168, 89, 0.3);
}

.contact-wa-pill {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: rgba(37, 211, 102, 0.15);
  border: 1.5px solid #25d366;
  color: #ffffff;
  padding: 10px 24px;
  border-radius: 30px;
  font-weight: 700;
  font-size: 1rem;
  cursor: pointer;
  transition: all 0.25s ease;
}

.contact-wa-pill:hover {
  background: #25d366;
  color: #04140d;
  box-shadow: 0 4px 18px rgba(37, 211, 102, 0.45);
}

.contact-social-icons {
  display: flex;
  align-items: center;
  gap: 12px;
}

.contact-social-btn {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  transition: all 0.25s ease;
  text-decoration: none;
}

.contact-social-btn:hover {
  background: #00a859;
  border-color: #00a859;
  transform: translateY(-2px);
}

/* ==========================================================================
   BNI FOOTER STRIP & SITE FOOTER
   ========================================================================== */
.site-footer {
  margin-top: 56px;
  background: #040e0a;
  color: #ffffff;
  padding: 50px 0 24px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

/* Brand Isolation & Footer Visibility Rules */
body.theme-group #group-footer {
  display: block !important;
  visibility: visible !important;
  opacity: 1 !important;
}

body.theme-group #associate-footer,
body.theme-group #finance-footer {
  display: none !important;
  visibility: hidden !important;
  opacity: 0 !important;
}

body.theme-associate #associate-footer {
  display: block !important;
  visibility: visible !important;
  opacity: 1 !important;
}

body.theme-associate #group-footer,
body.theme-associate #finance-footer {
  display: none !important;
  visibility: hidden !important;
  opacity: 0 !important;
}

body.theme-finance #finance-footer {
  display: block !important;
  visibility: visible !important;
  opacity: 1 !important;
}

body.theme-finance #group-footer,
body.theme-finance #associate-footer {
  display: none !important;
  visibility: hidden !important;
  opacity: 0 !important;
}


.footer-legal-btn {
  background: none;
  border: none;
  padding: 4px 0;
  font-family: inherit;
  font-size: 0.9rem;
  color: #94a3b8;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  text-align: left;
  transition: all 0.25s ease;
  line-height: inherit;
}

.footer-legal-btn:hover {
  color: var(--brand-accent);
  transform: translateX(4px);
}


.footer-bni-strip {
  width: min(1400px, calc(100% - 80px));
  margin: 0 auto 36px auto;
  padding-bottom: 24px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}

.bni-pill-badge {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: rgba(220, 38, 38, 0.12);
  border: 1.5px solid #dc2626;
  color: #ffffff;
  padding: 8px 20px;
  border-radius: 30px;
  font-weight: 700;
  font-size: 0.95rem;
}

.bni-red-mark {
  background: #dc2626;
  color: #ffffff;
  padding: 3px 8px;
  border-radius: 6px;
  font-weight: 900;
  font-size: 0.82rem;
  letter-spacing: 1px;
}

.bni-tagline {
  color: #94a3b8;
  font-size: 0.92rem;
}

.footer-container {
  width: 92%;
  max-width: 1400px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 30px;
  margin-bottom: 40px;
}

/* Footer Legal Buttons & Links */
.footer-legal-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
  align-items: flex-start;
  margin-top: 8px;
}

.footer-legal-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 16px;
  background: rgba(0, 230, 118, 0.1);
  border: 1px solid rgba(0, 230, 118, 0.4);
  border-radius: 20px;
  color: #00e676 !important;
  font-size: 0.88rem;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.25s ease;
  cursor: pointer;
}

.footer-legal-link:hover,
.footer-legal-link:focus-visible {
  background: #00e676;
  color: #041d14 !important;
  border-color: #00e676;
  transform: translateY(-2px);
  box-shadow: 0 4px 14px rgba(0, 230, 118, 0.3);
  outline: none;
}

.footer-logo-col {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 6px;
}

.footer-logo-wrap {
  display: inline-block;
  cursor: pointer;
  margin-bottom: 4px;
}

.footer-logo-img {
  height: 85px;
  width: auto;
  max-width: 250px;
  background: transparent;
  padding: 0;
  border-radius: 0;
  display: block;
  box-shadow: none;
  transition: transform 0.25s ease, filter 0.25s ease;
}

.footer-logo-wrap:hover .footer-logo-img {
  transform: scale(1.05);
  filter: drop-shadow(0 4px 16px rgba(255, 153, 0, 0.45));
}

.footer-brand-title {
  font-size: 1.6rem;
  font-weight: 800;
  color: #ffffff;
  letter-spacing: -0.5px;
  font-family: var(--font-heading);
  margin-top: 2px;
  margin-bottom: 0;
  line-height: 1.15;
}

.footer-brand-title span {
  color: var(--brand-accent);
}

.footer-tagline {
  color: #a7f3d0;
  font-size: 0.95rem;
  font-weight: 600;
  line-height: 1.25;
  letter-spacing: 0.3px;
  margin-top: 2px;
  margin-bottom: 4px;
}

body.theme-finance .footer-tagline {
  color: #fde68a;
}

.footer-social-links {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 8px;
}

.footer-social-icon {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  transition: all 0.25s ease;
  text-decoration: none;
}

.footer-social-icon:hover {
  background: var(--brand-accent);
  color: #040e0a;
  transform: translateY(-3px);
  border-color: var(--brand-accent);
  box-shadow: 0 4px 14px var(--brand-glow);
}

.footer-heading {
  font-size: 1.1rem;
  color: #fff;
  margin-bottom: 20px;
  position: relative;
  padding-bottom: 8px;
}

.footer-heading::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 30px;
  height: 2px;
  background: var(--brand-accent);
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links a {
  color: #94a3b8;
  font-size: 0.9rem;
}

.footer-links a:hover {
  color: var(--brand-accent);
}

.footer-legal-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-legal-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: #94a3b8;
  font-size: 0.9rem;
  text-decoration: none;
  transition: all 0.25s ease;
  padding: 4px 0;
}

.footer-legal-link:hover {
  color: var(--brand-accent);
  transform: translateX(4px);
}

.footer-bottom {
  width: 92%;
  max-width: 1400px;
  margin: 0 auto;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.85rem;
  color: #64748b;
  flex-wrap: wrap;
  gap: 16px;
}

.whatsapp-float-btn {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 9999;
  background: #25d366;
  color: #fff;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  box-shadow: 0 4px 20px rgba(37, 211, 102, 0.5);
}

.toast-msg {
  position: fixed;
  bottom: 90px;
  right: 24px;
  z-index: 99999;
  background: #0f172a;
  color: #fff;
  padding: 14px 24px;
  border-radius: var(--radius-sm);
  border-left: 4px solid var(--brand-accent);
  box-shadow: var(--shadow-lg);
  display: none;
  font-weight: 600;
  font-size: 0.9rem;
}

/* ==========================================================================
   SERVICES CINEMATIC HERO (ASSOCIATE & FINANCE EXACT MATCH)
   ========================================================================== */
.finance-services-hero,
.associate-services-hero {
  position: relative;
  min-height: 480px;
  background-image: url('assets/finance_services_bg.jpg');
  background-size: cover;
  background-position: right bottom;
  display: flex;
  align-items: center;
  padding: 70px 0;
  overflow: hidden;
}

.finance-services-hero-overlay,
.associate-services-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,
      rgba(4, 14, 10, 0.94) 0%,
      rgba(4, 14, 10, 0.82) 38%,
      rgba(4, 14, 10, 0.35) 62%,
      rgba(4, 14, 10, 0.05) 85%,
      transparent 100%);
  z-index: 1;
}

.finance-services-hero-container,
.associate-services-hero-container {
  position: relative;
  z-index: 2;
  width: min(1400px, calc(100% - 80px));
  margin: 0 auto;
}

.finance-services-hero-container h1,
.associate-services-hero-container h1 {
  font-size: clamp(2.4rem, 4vw, 3.4rem);
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 12px;
}

.finance-services-hero-container h3,
.associate-services-hero-container h3 {
  font-size: 1.35rem;
  font-weight: 600;
  color: #34d399;
  margin-bottom: 8px;
}

.finance-services-hero-container p,
.associate-services-hero-container p {
  color: #e2e8f0;
  font-size: 1.05rem;
  max-width: 600px;
}

.loan-options-section {
  padding: 50px 0 60px 0;
  background: #f8fafc;
}

.loan-options-title {
  font-size: 1.6rem;
  font-weight: 800;
  color: #0f172a;
  margin-bottom: 28px;
}

.loan-options-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 18px;
}

.loan-card-item {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 24px 16px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  cursor: pointer;
  transition: all 0.25s ease;
  min-height: 120px;
}

.loan-card-item:hover {
  transform: translateY(-4px);
  border-color: #00a859;
  box-shadow: 0 10px 24px rgba(0, 168, 89, 0.14);
}

.loan-card-icon {
  font-size: 1.85rem;
  color: #00a859;
  margin-bottom: 12px;
  transition: transform 0.25s ease;
}

.loan-card-item:hover .loan-card-icon {
  transform: scale(1.1);
}

.loan-card-name {
  font-size: 0.9rem;
  font-weight: 700;
  color: #0f2e1f;
  line-height: 1.3;
}

/* Why Kaival Finance Feature Section */
.why-finance-section {
  background: #ffffff;
  border-top: 1px solid #e2e8f0;
  padding: 50px 0;
}

.why-finance-header {
  text-align: center;
  margin-bottom: 40px;
}

.why-finance-tag {
  color: #00a859;
  font-size: 0.85rem;
  font-weight: 800;
  letter-spacing: 2px;
  text-transform: uppercase;
}

.why-finance-heading {
  font-size: clamp(1.8rem, 3vw, 2.3rem);
  font-weight: 800;
  color: #0f172a;
  margin-top: 6px;
  margin-bottom: 8px;
}

.why-finance-desc {
  max-width: 650px;
  margin: 0 auto;
  color: #64748b;
  font-size: 0.98rem;
}

.why-finance-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 16px;
}

.why-finance-card {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 18px 18px;
  display: flex;
  align-items: center;
  gap: 14px;
  transition: all 0.25s ease;
}

.why-finance-card:hover {
  transform: translateY(-3px);
  background: #ffffff;
  border-color: #00a859;
  box-shadow: 0 8px 24px rgba(0, 168, 89, 0.12);
}

.why-finance-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(0, 168, 89, 0.12);
  color: #00a859;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  flex-shrink: 0;
  transition: transform 0.25s ease;
}

.why-finance-card:hover .why-finance-icon {
  transform: scale(1.08);
  background: #00a859;
  color: #ffffff;
}

.why-finance-title {
  font-size: 0.94rem;
  font-weight: 700;
  color: #1e293b;
  line-height: 1.35;
}

/* Guidance CTA Strip */
.guidance-cta-strip {
  background: linear-gradient(135deg, #052618 0%, #03150e 100%);
  border-top: 1px solid rgba(0, 230, 118, 0.2);
  border-bottom: 1px solid rgba(0, 230, 118, 0.2);
  padding: 32px 0;
  color: #fff;
  position: relative;
  overflow: hidden;
}

.guidance-cta-container {
  width: min(1400px, calc(100% - 80px));
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.guidance-cta-text h3 {
  font-size: 1.45rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 6px;
}

.guidance-cta-text p {
  color: #94a3b8;
  font-size: 0.96rem;
}

.guidance-cta-btn-wrap {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}

.guidance-whatsapp-pill {
  background: #a7f3d0;
  color: #064e3b;
  padding: 12px 26px;
  border-radius: 30px;
  font-weight: 700;
  font-size: 0.95rem;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  cursor: pointer;
  transition: all 0.25s ease;
}

.guidance-whatsapp-pill:hover {
  background: #6ee7b7;
  transform: translateY(-2px);
  box-shadow: 0 4px 15px rgba(110, 231, 183, 0.4);
}

.guidance-phone-sub {
  color: #a7f3d0;
  font-size: 0.85rem;
  display: flex;
  align-items: center;
  gap: 6px;
}



/* ==========================================================================
   PREMIUM ROLLING ODOMETER COUNTER
   ========================================================================== */
.odo-container {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
}

.odo-col-wrap {
  height: 1.1em;
  overflow: hidden;
  position: relative;
  display: block;
}

.odo-col {
  display: flex;
  flex-direction: column;
  transform: translateY(0);
  will-change: transform;
}

.odo-num {
  height: 1.1em;
  line-height: 1.1em;
  text-align: center;
}

.odo-suffix {
  margin-left: 2px;
}




/* ==========================================================================
   KAIVAL ASSOCIATE — FAQ SECTION & ACCORDION
   ========================================================================== */
.associate-faq-container {
  max-width: 950px;
  margin: 0 auto;
  padding: 40px 20px 80px 20px;
}

.associate-faq-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-top: 30px;
}

.associate-faq-item {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(0, 230, 118, 0.25);
  border-radius: 12px;
  overflow: hidden;
  transition: all 0.3s ease;
}

.associate-faq-item.active {
  border-color: #00e676;
  background: rgba(0, 230, 118, 0.06);
  box-shadow: 0 4px 20px rgba(0, 230, 118, 0.15);
}

.associate-faq-header {
  width: 100%;
  padding: 18px 24px;
  background: transparent;
  border: none;
  color: #ffffff;
  font-size: 1.05rem;
  font-weight: 700;
  text-align: left;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
}

.associate-faq-header:focus {
  outline: 2px solid #00e676;
  outline-offset: -2px;
}

.associate-faq-icon {
  font-size: 1.1rem;
  color: #00e676;
  transition: transform 0.3s ease;
}

.associate-faq-item.active .associate-faq-icon {
  transform: rotate(180deg);
}

.associate-faq-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
  padding: 0 24px;
  color: #cbd5e1;
  font-size: 0.95rem;
  line-height: 1.6;
}

.associate-faq-item.active .associate-faq-body {
  max-height: 300px;
  padding: 0 24px 20px 24px;
}

/* ==========================================================================
   POLICY & LEGAL PAGES (PRIVACY POLICY, PRICING & POLICY, TERMS & CONDITIONS)
   Questions: Emerald Green (#00a859)
   Answers: Pure Black (#000000)
   ========================================================================== */
.policy-card,
.policy-content,
#screen-privacy .associate-hero-desc,
#screen-terms .associate-hero-desc,
#screen-pricing .associate-hero-desc {
  background: #ffffff !important;
  color: #000000 !important;
  max-width: 100% !important;
  padding: 36px 36px;
  border-radius: 16px;
  border: 1px solid rgba(0, 168, 89, 0.2);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
  margin-bottom: 2rem;
  line-height: 1.75;
  box-sizing: border-box;
}

#screen-privacy h3,
#screen-terms h3,
#screen-pricing h3,
.policy-card h3,
.policy-content h3 {
  color: #00a859 !important;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.25rem;
  margin-top: 1.8rem;
  margin-bottom: 0.6rem;
  line-height: 1.4;
}

#screen-privacy h3:first-child,
#screen-terms h3:first-child,
#screen-pricing h3:first-child,
.policy-card h3:first-child,
.policy-content h3:first-child {
  margin-top: 0.2rem;
}

#screen-privacy p,
#screen-terms p,
#screen-pricing p,
.policy-card p,
.policy-content p {
  color: #000000 !important;
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.75;
  margin-bottom: 0.9rem;
}

#screen-privacy li,
#screen-terms li,
#screen-pricing li,
.policy-card li,
.policy-content li {
  color: #000000 !important;
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.75;
  margin-bottom: 0.5rem;
}

#screen-privacy .policy-info-box,
#screen-terms .policy-info-box,
#screen-pricing .policy-info-box,
.policy-card .policy-info-box {
  background: #f8fafc !important;
  padding: 20px 24px;
  border-radius: 12px;
  border: 1px solid rgba(0, 168, 89, 0.25) !important;
  margin-top: 16px;
  box-sizing: border-box;
}

#screen-privacy .policy-info-box p,
#screen-terms .policy-info-box p,
#screen-pricing .policy-info-box p,
.policy-card .policy-info-box p {
  color: #000000 !important;
  margin-bottom: 6px;
}

#screen-privacy .policy-info-box a,
#screen-terms .policy-info-box a,
#screen-pricing .policy-info-box a,
.policy-card .policy-info-box a {
  color: #00a859 !important;
  font-weight: 600;
  text-decoration: underline;
}

@media (max-width: 767px) {

  .policy-card,
  .policy-content,
  #screen-privacy .associate-hero-desc,
  #screen-terms .associate-hero-desc,
  #screen-pricing .associate-hero-desc {
    padding: 24px 18px !important;
  }
}

/* ==========================================================================
   MASTER RESPONSIVE ARCHITECTURE (4-TIER BREAKPOINT SYSTEM)
   Desktop: 1025px+ (Native layout preserved)
   Tablet:  768px – 1024px
   Mobile:  481px – 767px
   Small:   320px – 480px
   ========================================================================== */

/* Universal Layout & Anti-Overflow Guard */
html,
body {
  overflow-x: hidden !important;
  width: 100% !important;
  max-width: 100vw !important;
}

/* --------------------------------------------------------------------------
   1. TABLET BREAKPOINT (max-width: 1024px)
   -------------------------------------------------------------------------- */
@media (max-width: 1024px) {

  /* Header Restructure for Touch & Compact Screens */
  .site-header {
    height: auto !important;
    min-height: 70px;
    padding: 10px 20px !important;
    position: sticky !important;
    top: 0 !important;
    z-index: 1000 !important;
    background: rgba(255, 255, 255, 0.98) !important;
    backdrop-filter: blur(12px) !important;
    -webkit-backdrop-filter: blur(12px) !important;
    display: flex !important;
    align-items: center;
    border-bottom: 1px solid rgba(0, 0, 0, 0.08);
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
  }

  .header-inner {
    width: 100% !important;
    max-width: 100% !important;
    padding: 0 !important;
    margin: 0 !important;
    display: flex !important;
    flex-direction: row !important;
    flex-wrap: wrap !important;
    justify-content: space-between !important;
    align-items: center !important;
    gap: 0 !important;
  }

  .brand-logo-wrap {
    order: 1 !important;
    display: flex !important;
    align-items: center !important;
    gap: 12px !important;
    cursor: pointer;
  }

  .header-logo-img {
    height: 52px !important;
    max-height: 52px !important;
    max-width: 140px !important;
    width: auto !important;
  }

  .brand-title {
    font-size: 1.15rem !important;
  }

  .brand-subtitle {
    font-size: 0.68rem !important;
    letter-spacing: 1px !important;
  }

  .mobile-menu-toggle {
    display: inline-flex !important;
    order: 2 !important;
    margin-left: auto !important;
    color: var(--text-dark) !important;
  }

  .main-nav {
    display: none !important;
    width: 100% !important;
    order: 3 !important;
    flex-direction: column !important;
    padding: 16px 0 8px 0 !important;
    gap: 6px !important;
    margin-top: 10px !important;
    border-top: 1px solid rgba(0, 0, 0, 0.08) !important;
  }

  .main-nav.mobile-open {
    display: flex !important;
  }

  .nav-link {
    padding: 11px 14px !important;
    font-size: 1rem !important;
    color: var(--text-dark) !important;
    border-radius: 8px !important;
    width: 100% !important;
    text-align: left !important;
    display: block !important;
  }

  .nav-link.active::after {
    display: none !important;
  }

  .nav-link:hover,
  .nav-link.active {
    background: rgba(0, 168, 89, 0.08) !important;
    color: var(--brand-accent) !important;
  }

  .header-actions {
    display: flex !important;
    order: 2 !important;
    margin-left: auto !important;
    margin-right: 12px !important;
    gap: 8px !important;
    padding: 0 !important;
    border-top: none !important;
  }

  .header-actions .brand-toggle-btn {
    display: none !important;
  }

  .header-actions .cta-btn-whatsapp {
    display: inline-flex !important;
    padding: 8px 14px !important;
    font-size: 0.85rem !important;
    border-radius: 20px !important;
    white-space: nowrap !important;
    box-shadow: none !important;
    width: auto !important;
  }

  /* Universal Container Widths for Tablet */
  .header-inner,
  .associate-hero-container,
  .associate-service-strip-container,
  .feature-strip-container,
  .section-wrapper,
  .finance-about-page-wrapper,
  .associate-services-page-wrap,
  .contact-page-wrapper,
  .finance-services-hero-container,
  .associate-services-hero-container,
  .guidance-cta-container,
  .calculator-wrapper,
  .footer-bni-strip,
  .footer-container,
  .footer-bottom {
    width: min(100% - 40px, 1024px) !important;
    max-width: 100% !important;
    margin-left: auto !important;
    margin-right: auto !important;
  }

  /* Tablet Grids — 2-Column Balanced Adaptations */
  .four-service-cards-row,
  .dark-cards-grid-4,
  .dark-cards-grid-5,
  .finance-about-values-grid,
  .achievements-grid,
  .loan-options-grid {
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 20px !important;
  }

  .choice-cards-grid {
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 20px !important;
    max-width: 760px !important;
  }

  .finance-about-top-grid,
  .about-story-grid,
  .about-leadership-grid,
  .calculator-dual-grid,
  .contact-grid,
  .associate-2x2-services-grid,
  .contact-2col-row,
  .process-steps-container {
    grid-template-columns: 1fr !important;
    gap: 24px !important;
  }

  /* Section Adjustments */
  .associate-cinematic-hero {
    height: auto !important;
    min-height: auto !important;
    padding: 30px 0 50px 0 !important;
  }

  .associate-hero-container {
    flex-direction: column !important;
    align-items: flex-start !important;
    gap: 32px !important;
    padding-top: 20px !important;
  }

  .strengths-glass-panel {
    width: 100% !important;
    max-width: 100% !important;
    margin-left: 0 !important;
  }

  .finance-hero-container {
    grid-template-columns: 1fr !important;
  }

  /* Calculator Mobile Responsiveness */
  .calc-results-card {
    flex-direction: column !important;
    align-items: stretch !important;
    gap: 20px !important;
  }

  .calc-growth-visual {
    margin: 16px auto 0 auto !important;
    width: 100% !important;
    max-width: 240px !important;
    height: 180px !important;
  }

  /* Footer Tablet Layout */
  .footer-container {
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 30px !important;
    width: 100% !important;
  }

  .footer-bni-strip {
    flex-wrap: wrap !important;
    gap: 16px !important;
  }
}

/* --------------------------------------------------------------------------
   2. MOBILE BREAKPOINT (max-width: 767px)
   -------------------------------------------------------------------------- */
@media (max-width: 767px) {

  /* Typography Scale */
  h1,
  .gateway-title,
  .associate-hero-title,
  .hero-cinematic-title,
  .about-hero-title,
  .services-hero-h1,
  .calc-hero-title {
    font-size: clamp(1.65rem, 5.5vw, 2.15rem) !important;
    line-height: 1.2 !important;
  }

  h2,
  .choice-panel-title,
  .section-title,
  .contact-card-h2,
  .finance-about-section-heading,
  .achievements-title {
    font-size: clamp(1.35rem, 4.5vw, 1.7rem) !important;
    line-height: 1.25 !important;
  }

  h3 {
    font-size: 1.15rem !important;
  }

  .associate-hero-desc,
  .hero-cinematic-desc,
  .section-desc,
  .choice-desc,
  .gateway-subtitle {
    font-size: 0.95rem !important;
    line-height: 1.55 !important;
  }

  /* Containers on Mobile */
  .header-inner,
  .associate-hero-container,
  .associate-service-strip-container,
  .feature-strip-container,
  .section-wrapper,
  .finance-about-page-wrapper,
  .associate-services-page-wrap,
  .contact-page-wrapper,
  .finance-services-hero-container,
  .associate-services-hero-container,
  .guidance-cta-container,
  .calculator-wrapper,
  .footer-bni-strip,
  .footer-container,
  .footer-bottom {
    width: calc(100% - 32px) !important;
    max-width: 100% !important;
    margin-left: auto !important;
    margin-right: auto !important;
  }

  /* Convert All Grids to 1 Column */
  .four-service-cards-row,
  .dark-cards-grid-4,
  .dark-cards-grid-5,
  .finance-about-values-grid,
  .achievements-grid,
  .loan-options-grid,
  .card-grid,
  .why-finance-grid,
  .choice-cards-grid,
  .associate-service-strip-container,
  .feature-strip-container,
  .footer-container {
    grid-template-columns: 1fr !important;
    gap: 16px !important;
  }

  /* Gateway 3D Panels Flattened on Mobile */
  .choice-cards-grid {
    max-width: 100% !important;
    perspective: none !important;
  }

  .slanted-panel-left,
  .slanted-panel-right {
    transform: none !important;
  }

  .choice-card {
    padding: 28px 20px !important;
    border-radius: 20px !important;
  }

  /* Statistics & Feature Strips */
  .associate-strip-item {
    border-right: none !important;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1) !important;
    padding: 14px 0 !important;
    justify-content: flex-start !important;
  }

  .associate-strip-item:last-child {
    border-bottom: none !important;
  }

  /* Action Buttons Full Width */
  .hero-actions,
  .associate-hero-actions {
    flex-direction: column !important;
    width: 100% !important;
    gap: 12px !important;
  }

  .hero-actions button,
  .associate-hero-actions button,
  .hero-actions a,
  .associate-hero-actions a {
    width: 100% !important;
    justify-content: center !important;
    text-align: center !important;
  }

  .associate-badge {
    font-size: 0.85rem !important;
    padding: 5px 14px !important;
    margin-bottom: 14px !important;
    display: inline-flex !important;
    visibility: visible !important;
    opacity: 1 !important;
  }

  /* Guidance CTA Strip */
  .guidance-cta-container {
    flex-direction: column !important;
    text-align: center !important;
    gap: 16px !important;
    align-items: center !important;
    justify-content: center !important;
  }

  .guidance-whatsapp-pill {
    width: 100% !important;
    justify-content: center !important;
  }

  /* Contact Page Elements */
  .contact-bottom-wa-strip {
    flex-direction: column !important;
    align-items: flex-start !important;
    gap: 14px !important;
  }

  /* Calculator Form & Results */
  .modern-calc-tabs {
    flex-direction: column !important;
    gap: 10px !important;
  }

  .modern-calc-tab {
    width: 100% !important;
    padding: 12px 16px !important;
    font-size: 0.95rem !important;
  }

  .calc-card-panel,
  .calc-results-card {
    padding: 20px 16px !important;
    border-radius: 16px !important;
  }

  .result-metric-val {
    font-size: 1.55rem !important;
  }

  .calc-formula-banner {
    flex-direction: column !important;
    align-items: flex-start !important;
    gap: 6px !important;
    font-size: 0.86rem !important;
  }

  /* Hero Banners */
  .contact-hero-banner-card,
  .calc-hero-banner,
  .about-hero-banner {
    min-height: auto !important;
    padding: 40px 16px !important;
  }

  .finance-services-hero,
  .associate-services-hero {
    min-height: auto !important;
    padding: 45px 0 !important;
  }

  .finance-dark-section,
  .finance-dark-section-alt {
    padding: 40px 0 !important;
  }

  /* Process Steps */
  .process-step {
    flex-direction: column !important;
    text-align: center !important;
  }

  .step-icon-wrap {
    margin: 0 auto 15px auto !important;
  }

  /* Footer Mobile */
  .footer-bni-strip {
    flex-direction: column !important;
    text-align: center !important;
    gap: 12px !important;
    align-items: center !important;
    justify-content: center !important;
  }

  .footer-bottom {
    flex-direction: column !important;
    text-align: center !important;
    gap: 12px !important;
    justify-content: center !important;
  }

  .footer-logo-col,
  .footer-legal-group {
    align-items: center !important;
    text-align: center !important;
  }

  .footer-social-links {
    justify-content: center !important;
  }

  .footer-links {
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
  }
}

/* --------------------------------------------------------------------------
   3. SMALL MOBILE BREAKPOINT (320px – 480px)
   -------------------------------------------------------------------------- */
@media (max-width: 480px) {

  /* Ultra-compact container margins for max screen utility */
  .header-inner,
  .associate-hero-container,
  .associate-service-strip-container,
  .feature-strip-container,
  .section-wrapper,
  .finance-about-page-wrapper,
  .associate-services-page-wrap,
  .contact-page-wrapper,
  .finance-services-hero-container,
  .associate-services-hero-container,
  .guidance-cta-container,
  .calculator-wrapper,
  .footer-bni-strip,
  .footer-container,
  .footer-bottom {
    width: calc(100% - 24px) !important;
    margin-left: auto !important;
    margin-right: auto !important;
  }

  /* Header Optimization */
  .site-header {
    padding: 8px 12px !important;
  }

  .header-logo-img {
    height: 42px !important;
    max-height: 42px !important;
    max-width: 115px !important;
  }

  .brand-title {
    font-size: 1.02rem !important;
  }

  .brand-subtitle {
    font-size: 0.6rem !important;
    letter-spacing: 0.5px !important;
  }

  .mobile-menu-toggle {
    font-size: 1.25rem !important;
    padding: 6px 8px !important;
  }

  .header-actions .cta-btn-whatsapp {
    padding: 6px 10px !important;
    font-size: 0.78rem !important;
    gap: 4px !important;
  }

  .associate-badge {
    font-size: 0.8rem !important;
    padding: 4px 12px !important;
    letter-spacing: 0.2px !important;
    white-space: normal !important;
    text-align: center !important;
  }

  /* Gateway Screen */
  .gateway-content {
    padding: 0 4px !important;
  }

  .gateway-title {
    font-size: 1.65rem !important;
  }

  .gateway-subtitle {
    font-size: 0.95rem !important;
  }

  .choice-card {
    padding: 24px 14px !important;
  }

  .choice-panel-title {
    font-size: 1.3rem !important;
  }

  .official-brand-logo {
    max-height: 52px !important;
  }

  /* Card Paddings for Small Screens */
  .dark-feature-card,
  .finance-about-dark-card,
  .finance-about-values-card,
  .finance-about-why-card,
  .associate-service-clean-card,
  .contact-white-card,
  .ref-service-card,
  .achievements-box {
    padding: 18px 14px !important;
    border-radius: 14px !important;
  }

  /* Touch Targets & Form Inputs */
  input,
  select,
  textarea,
  .clean-form-input,
  .calc-text-input {
    font-size: 16px !important;
    /* Prevents unwanted iOS auto-zoom */
    padding: 11px 12px !important;
  }

  .cta-btn,
  .clean-form-btn,
  .calc-submit-btn,
  .choice-btn {
    min-height: 44px !important;
    padding: 11px 18px !important;
    font-size: 0.92rem !important;
  }

  /* Floating WhatsApp Button Size */
  .whatsapp-float-btn {
    width: 50px !important;
    height: 50px !important;
    font-size: 1.55rem !important;
    bottom: 18px !important;
    right: 18px !important;
  }

  /* Footer Touch Links */
  .footer-container {
    padding: 0 4px !important;
  }

  .footer-heading {
    font-size: 1.05rem !important;
    margin-bottom: 12px !important;
  }

  .footer-links a {
    padding: 7px 0 !important;
    display: inline-block !important;
    font-size: 0.92rem !important;
  }

  .footer-bottom {
    font-size: 0.8rem !important;
    line-height: 1.6 !important;
  }

}

/* --------------------------------------------------------------------------
   4. LARGE DESKTOP (min-width: 1441px)
   -------------------------------------------------------------------------- */
@media (min-width: 1441px) {

  .header-inner,
  .associate-hero-container,
  .associate-service-strip-container,
  .feature-strip-container,
  .section-wrapper,
  .finance-about-page-wrapper,
  .associate-services-page-wrap,
  .contact-page-wrapper,
  .finance-services-hero-container,
  .associate-services-hero-container,
  .guidance-cta-container,
  .calculator-wrapper,
  .footer-bni-strip,
  .footer-container,
  .footer-bottom {
    width: min(1400px, calc(100% - 80px));
  }
}